Annuity-Due Calculator - All Periods
When inputting the numbers, use no commas, dollar signs or per cent signs.

Use this calculator when the annuity is being "built up".
If an annuity is being "paid out", use the calculator located here.

To see the formulas for an annuity-due, for any period (along with 4 worked out examples), click here.

 An annuity-due is a type of retirement plan in which the same amount is invested each period and the interest rate remains fixed. This calculator allows you to input payments that are made annually, semi-annually, quarterly, monthly, weekly or daily. This calculator also has the option of solving for any of the 4 variables of an annuity.

 To use the calculator, first choose the payment period (yearly, semi-annually, quarterly, monthly, etc.) • Next, click on the variable you don't know • Input the other 3 numbers • Click on the "CALCULATE" button • the answer is then displayed Scroll down for further instructions.

Do you want to solve for

 This type of annuity is called an annuity-due, which means payments are made at the beginning of each payment period. (Basically this is exactly the same way in which a savings account works.) Taking an example from Wikipedia, if we make monthly payments of \$100, in a 9% annuity-due, for 7 years, what is the annuity value? First, click "MONTHLY" then click "TOTAL", then enter a monthly amount of 100, for 7 years at 9% interest. We click "CALCULATE" and our answer is \$11,730.01.