Financial Calculators

Investing Money

 COMPOUND  INTEREST  CALCULATOR  Solves for Principal, Ending Amount, Time or Rate ANNUITY-DUE  CALCULATOR  An "accumulation phase" annuity calculator, used when an annuity is "building up". Periods that can be input are Annual, Semi-Annual, Quarterly, Monthly, Weekly or Daily Solves for (Yearly, Monthly, Weekly, etc) Amount Invested, Principal, Time or Rate ANNUAL  ANNUITY  CALCULATOR  Use this during the "accumulation phase", that is to say when an annuity is "building up". Solves for Yearly Amount Invested, Principal, Time or Rate MONTHLY  ANNUITY  CALCULATOR  Another annuity "accumulation phase" calculator, except this works with monthly calculations. Solves for Monthly Amount Invested, Principal, Time or Rate ANNUITY  PAYOUT  CALCULATOR  Use this during the "annuitization phase" - when the annuity is "paying out". Solves for Yearly Payout Amount, Principal, Time or Rate Use this for planning a retirement or pension account. ORDINARY ANNUITY PRESENT VALUE CALCULATOR Periods that can be input are Annual, Semi-Annual, Quarterly, Monthly, Weekly or Daily Solves for Present Value, Payment Amount, Years or Annual Interest Rate Annuity Formulas 3 Annual Annuity Formulas  Solved for total amount, annual amount and years. 3 Monthly Annuity Formulas  Solved for total amount, monthly amount and months. 3 Annuity Payout Formulas  Solved for annual payout amount, principal and years. 3 Ordinary Annuity Present Value Formulas  Solved for present value, periodic payment and years. Interest Rates Interest Rate Convertor  Converts annual rate to compounded rate or compounded rate to annual rate. (calculates continuously compounded rates). Interest Rate Ultra Convertor  Converts all annual rates to compounded and all compounded rates to annual (calculates continuously compounded rates) Continuously Compounded Interest Rates  Tutorial and formulas Continuously Compounded Interest Formulas  Tutorial and formulas Annual interest formulas  solved for total, principal, years and rate. Compound interest formulas  solved for total, principal, years and rate.

Borrowing Money

 Loan Calculators LOAN  PAYMENT  CALCULATOR   For Calculating Loan Payment, Amount, Time or Rate YEARLY   MORTGAGE  PAYMENT   CALCULATOR Calculates Monthly Payment AND Calculates YEARLY Running Totals of: Payments, Interest Paid and Ownership Equity MONTHLY   MORTGAGE  PAYMENT   CALCULATOR Calculates Monthly Payment AND Calculates MONTHLY Running Totals of: Payments, Interest Paid and Ownership Equity "INTEREST  ONLY  LOAN"  CALCULATOR Loan Formulas LOAN  PAYMENT  FORMULA - Solved for Payment   The formula (as well as a worked-out example) for Calculating Monthly Loan Payments LOAN  PAYMENT  FORMULA - Solved for Principal   Determines how much money you can borrow if you know monthly payment, rate and years. LOAN  PAYMENT  FORMULA - Solved for Years   Determines time you need if you know monthly payment, rate and amount. TOTAL   LOAN   COST   FORMULA   and   CALCULATOR Calculates Total Loan Cost from Principal, Rate and Years. Loan Calculations CALCULATING   LOAN   INTEREST,   EQUITY   and   BALANCE This page shows how a mortgage (or loan) balance (equity and interest) are actually calculated.

Miscellaneous

 The Dow 30 ALL Dow 30 averages from 1970 to the present. (over 10,000 days) Dow 30 from 1970 through 1979 Dow 30 from 1980 through 1989 Dow 30 from 1990 through 1999 Dow 30 from 2000 through 2009 Dow 30 from 2010 through 2019 Dow 30 from 2020 through 2029 ALL Highs of the Dow Jones Industrial Average   A list of ALL the highs from 1896 to the present. Dow Jones Industrial Average   A history of the Dow Jones Industrial Average and how it is calculated. Dow 30 Companies   A complete listing from 1896 to present of all companies that were included in the Dow Jones Industrial Average. Dow 30 Company Changes   A listing of all companies that were included or replaced from the Dow Jones Industrial Average 1896 to present. Three graphs of the Dow Jones Industrial Average   1896 to the present. Tutorial about Bull and Bear Markets of the Dow Jones Industrial Average   Four Graphs from 1896 to the present. Standard and Poor's 500 Daily Stock Index (2020 - 2029) Highs of the Standard and Poor's 500 Stock Index(2010 to Present) World Currencies CURRENCY  CONVERTER  Converts 180 Currencies Simultaneously